
Rina Patel
business women


Rina Patel
23 Sep 2025

#UPI#NPCI#UPIRules#CreditOnUPI#RuPayOnUPI#UPIAutoPay#UPIGlobal#UPIForNRIs#RBIGuidelines#DigitalPayments#CashlessIndia
UPI in 2025: Features, New Rules (Oct 1), Lite/Lite X, 123PAY, Credit on UPI, AutoPay & Global Usage TL;DR: UPI is India’s instant bank-to-bank payment rail. In 2025 NPC
UPI is India’s instant bank-to-bank payment rail. In 2025, NPCI tightened rules (P2P Collect removed from Oct 1, 2025), expanded offline/feature-phone coverage (UPI Lite/Lite X, 123PAY), and enabled credit-on-UPI & international corridors. This post explains how UPI works, the new rules, features, limits, safety tips, and links to official NPCI/RBI sources.

Rina Patel
15 Aug 2025